MASSACHUSETTS INTRODUCES MANAGED COMPETITION ON AUTO INSURANCE EFFECTIVE APRIL 1ST, 2008

• The new system will take effect April 1st, 2008 - policies renewing prior to April 1st will not be affected until next year. Policies renewing prior to April 1st will receive the 11.7% average decrease approved last year.
• Fair & Yeager is monitoring the system as the changes evolve - we understand the market and will analyze it for you - we can help you understand the "facts" and the "myths".
• We represent 5 companies (Commerce, Hanover, Safety, Travelers & Encompass Insurance) that currently provide 55% of Massachusetts Auto policies, and will continue to evaluate other advantageous markets.
• Since we are an Independent Agent, we shop for you so you don't need to, and we will switch you to a new company on April 1st, only if it makes sense.
• We will also review your Homeowners & Umbrella Policy to be sure you are getting the best overall deal.
• Our staff has over 400 years of experience to guide you through the entire process. We can provide quotes quickly and will advise you so that you spend your premium dollars wisely.
• Information is available to you by phone or by e-mail. Contact us at anytime, or visit either of our local offices.
• All the new options are confusing, but our experienced team will help you select the best product and price for your needs. At Fair & Yeager, we have been making insurance less complicated for our customers for 110 years.
• We thank you for your business, and look forward to doing business for many years to come as your agent of choice.