Celebrating 119 Years of Service

Call us at (508) 653-3131

Most Expensive 2013 Vehicles to Insure

Most expensive 2013 cars to insureMercedes-Benz drivers must have worked hard in the past year to increase insurance claims costs and thus their auto insurance rates. Mercedes models control half the list of the 20 “most expensive vehicles to insure” for 2013 models.

The 12-cylinder Mercedes-Benz CL600 coupe earns the unenviable top spot for the highest national average car insurance rates.  AutoTrader.com notes the car’s “blistering acceleration.” The next sounds you hear may be squealing brakes and cracking metal: Expensive claims have propelled the CL600’s rates.

With an MSRP of about $160,000 and an annual average insurance bill of $3,357 (and that’s for a good driver), the CL600 is expensive driveway candy.

It could be worse.  When we look at state-specific auto insurance rates, we see that insuring an Audi R8 5.2 Quattro in Washington, D.C., costs an average of $6,009.

The table below shows the 2013 models with the highest insurance premiums.
Of course, the most expensive vehicles for you to insure will depend on your driving record and other personal information.  The best way to find out what you’ll pay is to contact us for a quote before you buy.
Rank
Make & model
Cyl.
Avg. annual premium
1
Mercedes-Benz CL600 
12
 $     3,357
2
Mercedes-Benz CL65 AMG
12
 $     3,330
3
Mercedes-Benz S65 AMG
8
 $     3,221
4
Mercedes-Benz SL65 AMG
12
 $     3,207
5
Mercedes-Benz CL63 AMG
8
 $     3,184
6
Mercedes-Benz S600
12
 $     3,158
7
Mercedes-Benz SL63 AMG
8
 $     3,075
8
Mercedes-Benz S63 AMG
8
 $     2,978
9
Porsche 911 Turbo
6
 $     2,958
10
Porsche 911 Turbo S
6
 $     2,925
11
Porsche Panamera Turbo
8
 $     2,912
12
Mercedes-Benz CL550 4Matic
8
 $     2,897
13
Jaguar XKR (convertible)
8
 $     2,822
14
Jaguar XKR (coupe)
8
 $     2,756
15
Jaguar XK
8
 $     2,684
16
BMW 650i
8
 $     2,681
17
Mercedes-Benz SL550
8
 $     2,671
18
Porsche 911 Carrera 4S
6
 $     2,642
19
Mercedes-Benz S550
8
 $     2,640
20
Porsche 911 Carrera S
6
 $     2,626
Source – Insure.com. – commissioned Quadrant Information Services to provide average auto insurance rates for 2013 models. Averages were calculated using data from six large carriers in 10 ZIP codes per state. Not all models were available, especially exotic cars.
Averages are based on insurance for a single 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. This hypothetical driver has a clean record and good credit. The rate includes uninsured motorist coverage. Average rates are for comparative purposes. Your own rate will depend on personal factors.