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Mercedes-Benz drivers must have worked hard in the past year to increase insurance claims costs and thus their auto insurance rates. Mercedes models control half the list of the 20 “most expensive vehicles to insure” for 2013 models.The 12-cylinder Mercedes-Benz CL600 coupe earns the unenviable top spot for the highest national average car insurance rates. AutoTrader.com notes the car’s “blistering acceleration.” The next sounds you hear may be squealing brakes and cracking metal: Expensive claims have propelled the CL600’s rates.
With an MSRP of about $160,000 and an annual average insurance bill of $3,357 (and that’s for a good driver), the CL600 is expensive driveway candy.
It could be worse. When we look at state-specific auto insurance rates, we see that insuring an Audi R8 5.2 Quattro in Washington, D.C., costs an average of $6,009.
The table below shows the 2013 models with the highest insurance premiums.
Of course, the most expensive vehicles for you to insure will depend on your driving record and other personal information. The best way to find out what you’ll pay is to contact us for a quote before you buy.
|
Rank
|
Make & model
|
Cyl.
|
Avg. annual premium
|
|
1
|
Mercedes-Benz CL600
|
12
|
$ 3,357
|
|
2
|
Mercedes-Benz CL65 AMG
|
12
|
$ 3,330
|
|
3
|
Mercedes-Benz S65 AMG
|
8
|
$ 3,221
|
|
4
|
Mercedes-Benz SL65 AMG
|
12
|
$ 3,207
|
|
5
|
Mercedes-Benz CL63 AMG
|
8
|
$ 3,184
|
|
6
|
Mercedes-Benz S600
|
12
|
$ 3,158
|
|
7
|
Mercedes-Benz SL63 AMG
|
8
|
$ 3,075
|
|
8
|
Mercedes-Benz S63 AMG
|
8
|
$ 2,978
|
|
9
|
Porsche 911 Turbo
|
6
|
$ 2,958
|
|
10
|
Porsche 911 Turbo S
|
6
|
$ 2,925
|
|
11
|
Porsche Panamera Turbo
|
8
|
$ 2,912
|
|
12
|
Mercedes-Benz CL550 4Matic
|
8
|
$ 2,897
|
|
13
|
Jaguar XKR (convertible)
|
8
|
$ 2,822
|
|
14
|
Jaguar XKR (coupe)
|
8
|
$ 2,756
|
|
15
|
Jaguar XK
|
8
|
$ 2,684
|
|
16
|
BMW 650i
|
8
|
$ 2,681
|
|
17
|
Mercedes-Benz SL550
|
8
|
$ 2,671
|
|
18
|
Porsche 911 Carrera 4S
|
6
|
$ 2,642
|
|
19
|
Mercedes-Benz S550
|
8
|
$ 2,640
|
|
20
|
Porsche 911 Carrera S
|
6
|
$ 2,626
|
Source – Insure.com. – commissioned Quadrant Information Services to provide average auto insurance rates for 2013 models. Averages were calculated using data from six large carriers in 10 ZIP codes per state. Not all models were available, especially exotic cars.
Averages are based on insurance for a single 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. This hypothetical driver has a clean record and good credit. The rate includes uninsured motorist coverage. Average rates are for comparative purposes. Your own rate will depend on personal factors.
Discover which vehicles offer the most affordable insurance premiums.When you’re enticed by a new car, it’s easy to overlook practical costs such as insurance premiums. However, depending on the vehicle, these costs could add significantly to what you spend.
For the 2013 model year, SUVs have edged out minivans as low-premium leaders. Because more families are choosing SUVs and crossovers for their around-town rides, safer and more experienced drivers are often behind the wheel of these vehicles. Add safety and technology advancements, and SUVs have become a good bet for insurance companies.
If you’re looking to purchase, the table below shows the 2013 models getting high marks for low insurance premiums.
Of course, the least expensive vehicles for you to insure will depend on your driving record and other personal information. The best way to find out what you’ll pay is to contact us for a quote before you buy.
|
Rank
|
Make & model
|
Cyl.
|
Avg. annual premium
|
|
1
|
Ford Edge SE
|
4
|
$ 1,128
|
|
2
|
Jeep Grand Cherokee Laredo
|
6
|
$ 1,148
|
|
3
|
Subaru Outback 2.5i Premium
|
4
|
$ 1,150
|
|
4
|
Kia Sportage
|
4
|
$ 1,157
|
|
5
|
Jeep Patriot Sport
|
4
|
$ 1,160
|
|
6
|
Chevrolet Express 1500
|
8
|
$ 1,171
|
|
7
|
Subaru Outback 3.6R
|
6
|
$ 1,180
|
|
8
|
Hyundai Tucson GLS
|
4
|
$ 1,189
|
|
9
|
Ford Explorer
|
6
|
$ 1,197
|
|
10
|
Hyundai Tucson GL
|
4
|
$ 1,204
|
|
11
|
Dodge Grand Caravan SXT
|
6
|
$ 1,206
|
|
12
|
Ford Transit Connect XLT Premium
|
4
|
$ 1,210
|
|
13
|
Chevrolet Equinox 1LT
|
4
|
$ 1,210
|
|
14
|
Honda Odyssey EX-L
|
6
|
$ 1,217
|
|
15
|
Jeep Compass Sport
|
4
|
$ 1,217
|
|
16
|
Kia Sorento LX (2 WD)
|
6
|
$ 1,222
|
|
17
|
Nissan Pathfinder S
|
6
|
$ 1,224
|
|
18
|
Chevrolet Equinox 2LT
|
6
|
$ 1,235
|
|
19
|
Honda Fit
|
4
|
$ 1,235
|
|
20
|
Kia Sorento LX (4 WD)
|
4
|
$ 1,237
|
Source – Insure.com. – commissioned Quadrant Information Services to provide average auto insurance rates for 2013 models. Averages were calculated using data from six large carriers in 10 ZIP codes per state. Not all models were available, especially exotic cars.
Averages are based on insurance for a single 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. This hypothetical driver has a clean record and good credit. The rate includes uninsured motorist coverage. Average rates are for comparative purposes. Your own rate will depend on personal factors.
A New Jersey court says a person who knowingly sends a text to a driver can share liability if the driver causes an accident.The ruling last week came in the case of a couple severely injured when their motorcycle was hit by a teenager who was texting while driving in 2009.
The injured couple settled their lawsuit against the driver for $500,000. They also sued his girlfriend, who sent him a text message.
The appeals court says someone who texts a motorist can potentially be liable if the sender knew the recipient would view the text while driving.
Nevertheless, the judges upheld a lower court ruling that dismissed the lawsuit against the girlfriend. The court says the couple didn’t show evidence that the girl knew her boyfriend was driving or would look at her text.
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