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These 15 tips will help you cut fuel consumption.

Car Maintenance

1. Keep the tires inflated properly. This one is simple and a potential lifesaver. Underinflated tires waste fuel and wear out the tire tread. Also, check tires regularly for alignment and balance.
2. A well-tuned engine burns less gas. Get regular tuneups and follow through with routine maintenance. The right parts and fresh oil keep your engine happy and less thirsty for gas.
3. Get the junk out of the trunk. A weighed-down car uses more fuel. For every extra 250 pounds your engine hauls, the car loses about one mile per gallon in fuel economy. Carry only the basic emergency equipment and items you really need.
Gas Shopping

4. Buy the lowest grade (octane) of gasoline that is appropriate for your car. Check your owner’s manual for this information. As long as your engine doesn’t knock or ping, the fuel you’re using is fine. You can save hundreds of dollars a year.
5. Pay cash at stations that charge extra for credit cards.
6. Don’t top off the gas tank. Too much gas will just slosh or seep out. Why waste those extra pennies?

7. Drive intelligently; don’t make fast starts or sudden stops. You’re just overexerting your engine and burning extra fuel. Gradual acceleration also helps automatic transmissions run better. Engine-revving wastes fuel, too.
8. Lighten up on the accelerator. The faster you drive, the more gas you use. Speed limits have gone up around most of the nation, but you don’t have to see your fuel consumption go up drastically as well. For example, driving at 55 mph rather than 65 mph can improve your fuel economy by two miles per gallon.
9. Avoid long warm-ups. Even on cold winter mornings, your car doesn’t need more than a minute to get ready to go. Anything more and you’re just burning up that expensive fuel.
10. Combine errands into one trip and plan your stops for the most efficient route. You’ll save yourself time and money.
11. Do not rest your left foot on the brake. The slightest pressure could cause a drag that will demand additional gas use — and wear out the brakes sooner.
Other Good Habits

12. Tighten up that gas cap. Make sure it’s on securely. Buy a new one if your current cap doesn’t fit snugly. Gas easily evaporates from the tank if it has a way to escape.
13. Buy a fuel-efficient car. When pricing cars, factor in long-term fuel costs. Keep in mind that sunroofs add to wind resistance, lowering the mileage per gallon.
14. Be smart with the air conditioning. On the highway, closed windows decrease air resistance, so run the air conditioner. But in stop-and-go traffic, shutting off the air conditioning and opening the windows can lighten your fuel use. Air conditioning can lower your fuel economy by 10 percent to 20 percent.
15. Remove snow tires in good weather. Deep tread and big tires use more fuel.

Don’t stop there!  Save money on your Massachusetts car insurance as well, call us today (508) 653-3131 or get an online auto insurance quote here.

It’s a new year and many people are asking the question: How do I get the best insurance coverage for my car, home, business etc. at the best price?

Insurance consumers have 2 ways to obtain their coverage; either from a Direct Writer or Independent Agent?

First, you need to know the difference in order to choose Direct Writer or Independent Agent.

What is a Direct Writer?

A direct writer is an insurance company that doesn’t have representatives to write their business. Their employees are the only ones who write and service your policy. Progressive Insurance and Geico Insurance, for example, are direct writers. As a policy holder, you call these companies directly and it is their employees who service your policies. Unlike Independent Agents who represent multiple companies, the direct writer can only place your business within their own company.  This is sort of like an ice cream shop selling only vanilla ice cream.

Why use an Independent agent?

Most independent agents represent multiple companies and will shop your policy to find the best coverage at the best premium. If there is a problem between you, the policy holder, and the insurance company, the independent agent will represent you. Independent agents can review your policies prior to renewal and can remarket your policies with other companies to reflect better pricing and coverage. Independent agents also can assist, support and advise you during a claim. Many direct companies have claim adjusters that are salaried employees and are therefore biased. Independent agents form a relationship with their clients and policyholders are usually assigned to one customer service representative or have a staff to personally assist you.  There are no fees or additional policy costs to using an independent agent.

Click Here to request an insurance quote from us, your local Independent Insurance Agency.